our terms & conditions

Implementing the Financial Plan

You're not obligated to purchase anything from us. We may involve other professionals, with your agreement, for comprehensive planning. You're free to work with other providers as well.

Client Representation

Your representations guide our planning. We're not responsible for any misrepresentations or omissions.

Indemnity

We provide advice to the best of our ability. We're not liable for losses outside our engaged areas, nor for non-compliance with our advice. We're not liable for errors unless there's willful misconduct or gross negligence on our part. Investments carry risks, and we can't guarantee outcomes. While we take care in preparing reports, we provide no warranty for opinions' accuracy.

Liability

If we're found liable, it's limited to our fair share in cases where multiple parties contributed to a loss. Claims must be made within six years.

Conflict of Interest

We'll inform you of any potential conflicts of interest.

Confidentiality

All information, recommendations, and advice are strictly confidential.

Personal Data Protection

We process personal data in line with the law.

Governing Law and Jurisdiction

Malaysian law applies, and disputes are under Malaysian court jurisdiction.

Avenue for Recourse

Wealth Vantage Advisory Sdn Bhd reserves the right to change these terms and conditions, fees and other agreements at any time without prior notice.